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credit card analysis tool

I used to be totally overwhelmed by credit card perks. I didn’t get them, I didn’t trust myself with them, and I definitely didn’t want to pay a high annual fee I couldn’t “earn back.”

So I started small. One no-annual-fee card.

Now? I use a suite of cards with intention, always treat them like debit cards (no interest, don’t forget that part!!), and make sure every annual fee pays for itself.

If you want to know whether cards like the Chase Sapphire Reserve, Amex Platinum, capital one Venturex, or Delta Amex Reserve actually make sense for *you*, I built something to help.

It’s a simple Google Sheets template that breaks down the math, the perks, and what’s actually worth it for your lifestyle.

I’m not a financial professional – just someone who figured this out the hard way and wants to make it easier for you. and if you want even more? FMH patrons get all my adulting content + direct access to me in our fmh discord.

free preview of the tool 👇🏽